Credit Cards For Excellent Credit

Current rules mean that credit card providers can advertise cheap APRs (annual percentage rates) while only offering the best rates to 51pc of customers. This means up to 49pc of customers are paying more for their credit card than they expected when they applied.

In an attempt to increase transparency in the sector, credit scoring agency Experian has launched a comparison service that details the real rate that customers will be charged before they apply for a card.

Andrew Hagger of Moneycomms, a personal finance researcher, said the current rules were unfair for consumers.

“It's always been a bit of a lottery for customers when they apply for a credit card as they never know what interest rate they will be offered until the application process is complete and a mark left on their credit record," he said.

“The representative APR quoted is only a rough guide and often bears little resemblance to the rate a customer is granted.”

Capital One® Savor Cash Rewards Credit Card

Highlights

• Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
• Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
• No foreign transaction fees
• Access to premium experiences in dining, entertainment and more
• $0 intro annual fee for the first year, $95 after that

Mandarin

Svoje snove o putovanjima neretko pretačem u svoje odevne kombinacije. Ako se takvim estetskim transformacijama pridruži adekvatan govor tela, učinak če biti potpun. Takav svakodnevan odabir odevnih kombinacija me nije naterao da upoznam samo drugacije kulture, nego i  drugacije Marije. Za ovu objavu sam vam spremila jednu Mariju, samouverenu i hrabru kinesku damu. Saten, vez, kragna. Ako se još pridodaju štapići za kosu i lepeza, vaš novi tajni identitet vam ne može pobeći! Za fotografije je zadužena Tijana Mihajlović (tijana__mihajlovic__), koja je tri meseca živela u Šangaju i na istim prenela lepote prikupljene tih dana.

I have a habit of translating my dreams of travelling to the clothing combinations. Once that kind of aesthetic transformation is paired with an adequate body language, the effect is complete. That kind of everyday of daily clothing combinations didn't just make me explore other cultures, but also other versions of Marija. For this post I present you one such Marija, a confident and brave Chinese lady. Satin, embroidery, collar. If you add a pair of hair sticks and a fan, your new secret identity won't be able to escape. Photos are a courtesy of Tijana Mihajlović (tijana__mihajlovic__), who lived in Shanghai for three months and has managed to transfer some of the beauty elements onto these photos.

 

T-shirt: AliExpress

Belt: Vintage

Trousers: H&M

Earrings: Indian shop
Boots: Deichmann

Photographer: Tijana Mihajlović (tijana__mihajlovic__)

Classic Leather Art Workshop

Danas ću vam predstaviti Classic Leather Art Workshop (classic_leather_workshop) torbu, koja je delo čuvara jednog plemenitog zanata - Dušana Svirčeva. Na ideju prijatelja, pre nepune tri godine se oprobao u izradi futrole za noževe koristeći sitno parče kože na koje je slučajno nabasao u svom domu. Futrola je u prvi mah pokupila simpatije i nadahnula Dušana da napreduje. Sa razvojem veština i iskusvom koje je bivalo sve veće, ubrzo je počeo da širi asortiman. Danas u svojoj radionici, u prijatnom prirodnom ambijentu, izrađuje futrole za čak 6 nožara iz Srbije, kao i novčanike, kaiševe, tašne, razne futrole, kao i opremu za lovce. Fokusiran na izradu unikatnih predmeta po preferencijama kupaca, izrađuje i gravure po narudžbini. Veruje da za ovakav pristup poslu i progres izazvan njime može umnogome biti zahvalan Beogradskoj Politehnici, smeru Menadžment kvalitetom, čiji je student. Proizvode možete poručiti online, a Dušan će ih zasigurno sa velikom ljubavlju izraditi i poslati na kućnu adresu. Maestralni fotograf Dragan Mujan (dragan_mujan) je zaslužan za fotografije koje ćete videti u nastavku objave.

Today I would like to show you a bag from Classic Leather Art Workshop (classic_leather_workshop), which was made by a kind craftsman, Dušan Svirčev. After a friend inspired him three years ago, he started working on a knife casing using a small piece of leather that he found laying around his home. His casing immediately received many positive comments and further inspired him to continue working. As his skills and experience developed, he started to spread his assortment. In his comfortable workshop he makes casings for 6 knife makers from Serbia, as well as wallets, belts, bags and equipment for hunters. As his focus lies in creating unique items which match his customers' preferences, he also creates items with engravings. He believes that this approach to work and the progress caused by it can be attributed to the Belgrade Polytechnics and the course in Management quality, where he is a student. His products can be ordered online, and Dušan will surely make them with love and send them to your home address. Maestral photographer Dragan Mujan (dragan_mujan) is responsible for the photos that can be seen in the rest of this post.

  

Bag: Classic Leather Art Workshop (classic_leather_workshop)
Skirt: Calliope
Shirt: H&M
Boots: No Name

Photographer: Dragan Mujan (dragan_mujan)

Deauville and Biarritz

Predrasudu da se crnina nosi samo prilikom iskazivanja žalosti srušila je još davne 1926. slavna francuska modna kreatorka Gabriel Koko Šanel, sagradivši kult "male crne haljine" koji ni dan danas ne bledi. Naizgled obična koktel haljina postala je neizostavan deo svakog ženskog garderobera i sinonim za svedenost, eleganciju i glamur. Pored jednostavnosti, njihovu lepotu ističe i adaptivnost. Bez mnogo ulaganja, uz odgovarajuće detalje, mala crna haljina će zajedno sa damom koja je nosi na sebi svojstven način prolaziti kroz brojne transformacije i uvek izgledati besprekorno. Jedan takav bezvremenski model od čipke vam danas predstravljam putem fotografija za koje je zaslužna Tijana Mihajlović (tijana__mihajlovic__).

All of the prejudices about black being worn only in grief were demolished in year 1926 by the famous French fashion designer Gabriel Coco Chanel, by creating the cult around "little black dress" which doesn't seem any weaker even today. Seemingly plain cocktail dress has since become an indispensable part of every woman's wardrobe and a symbol for diligence, elegance and glamour. Aside from its simplicity, their beauty is accentuated by the adaptability. Without large investments and with  appropriate details, the little black dress will follow its owner through numerous transformations and will always look impeccable. Today, I want to show you one such timeless model featuring lace, through photos taken by Tijana Mihajlovic (tijana__mihajlovic__).

Dress: Calliope

Ankle boots: H&M

Jewellery: Vintage

Photographer: Tijana Mihajlović (tijana__mihajlovic__)